From the operators of www.iBuyLessGas.com–dedicated to Improving Fuel Economy with Ecomates Ethos FR Gasoline Saver.

Leasing has been lauded as your least costly ticket to keep up with the
industry’s up-to-the-minute vehicles and trends. The jury, however, is still out on leasing: with the industry long on hype and short on detail, it is hard to distinguish between a truly good deal and a downright up-selling exercise.So how do you spot a good deal?

To start with, you need to find out if there are any down payments on the lease. A down payment refers to the lump sum amount that you pay upfront, either in cash, non-cash credit or trading allowance, to lower your monthly payment. You should think twice before putting money down on a lease: not only are you getting a rough deal, as you’re essentially forfeiting the general rule of leasing: not putting any cash upfront, but the money is not recoupable at the end of your lease. There is another big disadvantage: in the event of your car getting dented or stolen, you insurance and the gap cost will not cover the loss.

Mileage Limit

Most leasing companies allow you a limit of 45,000 free miles over the length of a 3-year lease. This may seem like a decent deal at first sight, but when you consider it only comes to 15,000 miles over a 12 month period it’s not tricky to foresee why it might be difficult to stay within this limit. Even people working from home have little trouble putting 15,000 miles on their cars. If you exceed the mileage limit, the price for each excess mile can be as high as 20 cents. This can add up swiftly over the length of your lease: an additional 4,000 miles a year over the length of a 3-years lease contract, will end up costing you an extra $2,400 in excess mileage charges!

Be realistic about your mileage needs, especially if you have to regularly commute over long-distances, before you sign the contract. Consider padding the miles that you expect to use since it is less expensive to contract for the extra before you sign than it is to pay the extra charges at end of your lease.

Sales Tax

Sales tax is generally capitalized and added to the monthly payments. Nonetheless, some dealers choose not to include it in their calculations to drive the advertised lease payments even lower. What they do instead is
state in the small print that the monthly payment excludes “sales tax”. Make sure you carefully read the fine print for any extra, hidden costs not included in the advertised monthly payment. Unscrupulous fees that typically slip through the cracks include sales tax, registration and title fees.

From the operators of www.iBuyLessGas.com–dedicated to Improving MPG with Moletech fuel saver.

According to the Consumer Product Safety Commission in the United states , out of ten people hospitalized every year as a result of ATV misuse, 4 patients are under the age 16. Indeed in 1993 the Department of Health estimates 50 people were critically injured from utility ATV related accidents, without including accidents unrelated to agriculture.

Why are there so many ATV related accidents? Due to the fact that aside from using the ATV as a utility vehicle, most ATVs serve another purpose too, which is recreation. And ATV misuse is the key factor for all these accidents. But quite contrarily though, sport ATVs have fewer accidents since most ATV drivers are professionals who play by the rules.

Don’t add to the accident percentage. Use your common sense and have fun responsibly. Dress in the right ATV gear for safety.

Wearing the right ATV Gear

Body Protection
In general a full complement of body protection is worn especially if you are racing with ATVs. A set of ATV gear should include a helmet, goggles, body suit, gloves and boots. And since racing with ATVs are done in rough terrain, and most of these terrains are treacherous especially if you are not careful, it would never hurt to have every bit of protection you can get. Even loose earth flying around can get to an unprotected eye and blind you if you are not careful enough.

While there are ATV suits available on the market, long sleeve jacket and long tight pants are adequate for body protection. Just do not wear fabrics that easily snag with lying debris. Don’t forget to wear gloves and boots. What’s more, it wouldn’t hurt if you wear shin guards or padded clothing.

Head Protection
This is the most important safety ATV gear, not only in ATV but in other sports as well since the helmet prevents lethal head injuries. It is vital too that the helmets used should at least be designed for ATV use since it would include a proper face protection. These face protectors aside from protection against vehicle crashes can also protect your face from flying debris, which is bound to happen a lot especially if you are racing with ATVs.

Eye Protection
Most ATV helmets have eye protection afforded by the face helmets. But if eye protections is not available, you can also choose to wear a pair of goggles or glasses with hard lenses. And make sure the lenses are extra hard or they will shatter if hit by a loose stone.

If you found this article useful, please visit our blog http://savingmoneyrocks.com for more useful tips on everything from saving money in the home to saving money with your recreational vehicles.

From the operators of www.iBuyLessGas.com–helping you improve fuel economy with ethos fr fuel savers.

Poor fitting ATV helmets could be more deadly than useful. The roll off assessment is a good experiment to see if you need an alternative.

Buying an ATV helmet can be a daunting prospect, particularly if you’re not sure which signs to look for. For somebody new to the sport, purchasing most probably would involve getting the best design or the color that would match the ATV but not its fit or its construction. This could be a lethal mistake.

Bad fitting ATV helmets tend to twist in your face or misalign specially during bumpy rides. They get loose during accidents and instead of protecting they dislodge leaving your head a great risk of serious injury.

So, for a helmet to be valuable, it must feel comfortable as you wear it. Snug but not painfully tight and with the right amount of room not to feel too claustrophobic. Try it on. For closed helmets, it should be a bit tough putting it on since the padding that fits the helmet to your neck should be smaller than the total circumference of your head. So long as trying the helmet on is not very easy, it is okay. If you had completely fitted the entire helmet see if it is still a comfortable fit. The next test should be to move your head, or shake it, rather vigorously and see if it won’t misalign with your head, particularly with your eyes. If the helmet would stay in place in spite of your head actions, then the it should be a decent fit for you. Try others for the best fit.

The roll off test is one good test to see if the helmet comes off in certain settings. To do this test, begin by wearing the helmet, with all straps fastened securely. Now, grab the rear lip (at the back of your head) and try to roll it forward vigorously off your head. If it comes off you should look for a different helmet.

By the way, look for helmets with U.S. Department of Transportation (DOT) certificates. It defeats the purpose if you buy a helmet that doesn’t provide sufficient protection. The Federal Motor Vehicle Safety Standard #218 requires that an ATV helmet should withstand significant amount of shock and a fastening system that should also withstand significant force.

AFX has a number of quality ATV helmets with excellent colors in their catalog. Their helmets are made by high pressure injection molding, and have exceptional resiliency to impact. Likewise, all face shields used for their helmets are compound curved, hard-coated and scratch resistant to ensure years of use. All their products have met or exceeded the safety standards of DOT and ECE.