From the operators of www.iBuyLessGas.com–dedicated to Improving Fuel Economy with Ecomates Ethos FR Gasoline Saver.

Leasing has been lauded as your least costly ticket to keep up with the
industry’s up-to-the-minute vehicles and trends. The jury, however, is still out on leasing: with the industry long on hype and short on detail, it is hard to distinguish between a truly good deal and a downright up-selling exercise.So how do you spot a good deal?

To start with, you need to find out if there are any down payments on the lease. A down payment refers to the lump sum amount that you pay upfront, either in cash, non-cash credit or trading allowance, to lower your monthly payment. You should think twice before putting money down on a lease: not only are you getting a rough deal, as you’re essentially forfeiting the general rule of leasing: not putting any cash upfront, but the money is not recoupable at the end of your lease. There is another big disadvantage: in the event of your car getting dented or stolen, you insurance and the gap cost will not cover the loss.

Mileage Limit

Most leasing companies allow you a limit of 45,000 free miles over the length of a 3-year lease. This may seem like a decent deal at first sight, but when you consider it only comes to 15,000 miles over a 12 month period it’s not tricky to foresee why it might be difficult to stay within this limit. Even people working from home have little trouble putting 15,000 miles on their cars. If you exceed the mileage limit, the price for each excess mile can be as high as 20 cents. This can add up swiftly over the length of your lease: an additional 4,000 miles a year over the length of a 3-years lease contract, will end up costing you an extra $2,400 in excess mileage charges!

Be realistic about your mileage needs, especially if you have to regularly commute over long-distances, before you sign the contract. Consider padding the miles that you expect to use since it is less expensive to contract for the extra before you sign than it is to pay the extra charges at end of your lease.

Sales Tax

Sales tax is generally capitalized and added to the monthly payments. Nonetheless, some dealers choose not to include it in their calculations to drive the advertised lease payments even lower. What they do instead is
state in the small print that the monthly payment excludes “sales tax”. Make sure you carefully read the fine print for any extra, hidden costs not included in the advertised monthly payment. Unscrupulous fees that typically slip through the cracks include sales tax, registration and title fees.

From the operators of www.iBuyLessGas.com–dedicated to Improving MPG with Moletech fuel saver.

According to the Consumer Product Safety Commission in the United states , out of ten people hospitalized every year as a result of ATV misuse, 4 patients are under the age 16. Indeed in 1993 the Department of Health estimates 50 people were critically injured from utility ATV related accidents, without including accidents unrelated to agriculture.

Why are there so many ATV related accidents? Due to the fact that aside from using the ATV as a utility vehicle, most ATVs serve another purpose too, which is recreation. And ATV misuse is the key factor for all these accidents. But quite contrarily though, sport ATVs have fewer accidents since most ATV drivers are professionals who play by the rules.

Don’t add to the accident percentage. Use your common sense and have fun responsibly. Dress in the right ATV gear for safety.

Wearing the right ATV Gear

Body Protection
In general a full complement of body protection is worn especially if you are racing with ATVs. A set of ATV gear should include a helmet, goggles, body suit, gloves and boots. And since racing with ATVs are done in rough terrain, and most of these terrains are treacherous especially if you are not careful, it would never hurt to have every bit of protection you can get. Even loose earth flying around can get to an unprotected eye and blind you if you are not careful enough.

While there are ATV suits available on the market, long sleeve jacket and long tight pants are adequate for body protection. Just do not wear fabrics that easily snag with lying debris. Don’t forget to wear gloves and boots. What’s more, it wouldn’t hurt if you wear shin guards or padded clothing.

Head Protection
This is the most important safety ATV gear, not only in ATV but in other sports as well since the helmet prevents lethal head injuries. It is vital too that the helmets used should at least be designed for ATV use since it would include a proper face protection. These face protectors aside from protection against vehicle crashes can also protect your face from flying debris, which is bound to happen a lot especially if you are racing with ATVs.

Eye Protection
Most ATV helmets have eye protection afforded by the face helmets. But if eye protections is not available, you can also choose to wear a pair of goggles or glasses with hard lenses. And make sure the lenses are extra hard or they will shatter if hit by a loose stone.

If you found this article useful, please visit our blog http://savingmoneyrocks.com for more useful tips on everything from saving money in the home to saving money with your recreational vehicles.